feat: allow wallet fallback after plan quota exhaustion

crates/aether-data/runtime/schema/bootstrap/postgres/001_types_and_tables.sql

@@ -1349,6 +1349,7 @@ CREATE TABLE IF NOT EXISTS public.user_preferences (
     email_notifications boolean DEFAULT true,
     usage_alerts boolean DEFAULT true,
     announcement_notifications boolean DEFAULT true,
+    allow_wallet_overage boolean DEFAULT false NOT NULL,
     created_at timestamp with time zone DEFAULT now() NOT NULL,
     updated_at timestamp with time zone DEFAULT now() NOT NULL
 );

crates/aether-data/runtime/schema/generated/postgres/baseline/001_identity.sql

@@ -191,6 +191,7 @@ CREATE TABLE IF NOT EXISTS public.user_preferences (
     email_notifications boolean DEFAULT true NOT NULL,
     usage_alerts boolean DEFAULT true NOT NULL,
     announcement_notifications boolean DEFAULT true NOT NULL,
+    allow_wallet_overage boolean DEFAULT false NOT NULL,
     created_at bigint NOT NULL,
     updated_at bigint NOT NULL
 );

crates/aether-data/runtime/schema/logical/001_identity.toml

@@ -788,6 +788,11 @@ name = "announcement_notifications"
 type = "bool"
 default = true
 
+[[table.user_preferences.columns]]
+name = "allow_wallet_overage"
+type = "bool"
+default = false
+
 [[table.user_preferences.columns]]
 name = "created_at"
 type = "unix_seconds"